The MaPrime Rénov Program, Revised in 2025: What's Changing

MaPrimeRénov' (MPR) is a financial subsidy provided by the government to individuals who are planning to carry out energy-efficiency renovations on their primary residence. 
 

Under the current program, the government sets a maximum amount of grants that can be awarded to each household. To reduce their out-of-pocket costs, applicants may apply for various forms of assistance from local authorities (regions or departments) in addition to MaPrimeRénov', provided they do not exceed a certain threshold, known as the capping rate. If the total amount of assistance exceeds this threshold, the amount granted by MaPrimeRénov' is reduced accordingly to remain below the set threshold. 

Under the current version of MaPrimeRénov', the subsidy is almost always capped as part of the Supported Renovation Program whenever the work is co-financed by local subsidies.
 

Two decrees will amend the income cap applicable to the "MaPrimeRénov' Parcours accompagné" program (designed for comprehensive renovations) effective January 1, 2025, by raising the threshold for all income brackets (low, middle, and high). 

The only exception will be for households with very low incomes, which are already subject to a 100% cap. The first decree, issued on July 16, 2024, raises the cap rate from 40% to 50% for high-income households and from 60% to 80% for middle-income households. 

As for the second decree, to be published shortly, it aims to increase the maximum rate from 80% to 90% for low-income earners. In other words, the out-of-pocket cost for the most favorable cases will be capped at 10% for low-income individuals, 20% for middle-income individuals, and 50% for high-income individuals (compared to 20%, 40%, and 60% previously).
 

For households with moderate and high incomes, the new cap will apply to MaPrimeRénov' grant applications submitted on or after January 1, 2025. As for low-income households, the change to the program requires an amendment to the ANAH’s general regulations, which is expected to take place in December 2024. The application of the new rate as of January 1, 2025, therefore remains to be confirmed. 

In addition to lower out-of-pocket costs for homeowners, another benefit of these new provisions will be to encourage local governments to provide more subsidies. Until now, some local governments had tended to limit their support due to the capping rule, which proved disappointing because it systematically reduced a portion of the aid. 

This measure has been widely welcomed by industry associations and professionals, particularly the company Ithaque—which helps homeowners with their energy-efficiency renovation projects—which believes that the new provisions will strengthen the role of local subsidies in financing such projects. 

In any case, the MaPrimeRénov' grant amounts remain unchanged, so homeowners will not be able to receive an increased grant. The measure simply gives them additional flexibility to finance their renovations.