Individuals - Investments

The ECB Raises Interest Rates, and Savers Adjust Their Expectations

The ECB Raises Interest Rates, and Savers Adjust Their Expectations

September 15, 2026

The European Central Bank (ECB) raised its deposit rate by 25 basis points on September 10, to 2.50 percent. The move had been expected for weeks. C...

Mortgages: The 4% mark is getting closer, but banks are still holding back

Mortgages: The 4% mark is getting closer, but banks are still holding back

September 15, 2026

The yield on the 10-year French government bond (OAT) rose above 4.19% on September 1 and has since exceeded 4.20%, its highest level since 2008. The yield curves...

Gold is no longer a form of insurance but has become a reserve

Gold is no longer a form of insurance but has become a reserve

September 15, 2026

Real interest rates remain high in several major economies, and gold is holding its ground. This apparent anomaly is prompting some portfolio managers to change their investment strategies...

Idle savings cost 681 euros per year for every 10,000 euros

Idle savings cost 681 euros per year for every 10,000 euros

September 15, 2026

A Revolut study quantifies the lost income of French households that leave their excess savings in bank accounts that pay little or no interest. The ...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

Livret A: A Proposed Cap of 30,000 Euros to Support Climate Action

Livret A: A Proposed Cap of 30,000 Euros to Support Climate Action

September 8, 2026

The Minister of Ecological Transition has proposed raising the Livret A deposit limit from 22,950 to 30,000 euros to fund climate change adaptation...

Gold: The New Favorite Investment for People Under 35

Gold: The New Favorite Investment for People Under 35

September 8, 2026

One in five French people owns gold, and 41% of those under 35 own it, compared with 10% of those aged 50 and older. According to an OpinionWay survey, the appeal of gold...

Back-to-School Season: Young People Want to Save Money; One in Two Has Already Cut Back on Essentials

Back-to-School Season: Young People Want to Save Money; One in Two Has Already Cut Back on Essentials

September 8, 2026

Putting money aside each month tops the list of back-to-school resolutions for 18- to 34-year-olds, ahead of exercising. Three surveys published in recent days,...

SCPI: Fundraising Is Back, But It's Switching Sides

SCPI: Fundraising Is Back, But It's Switching Sides

September 1, 2026

Net inflows of 2.2 billion euros in the first half of the year, according to ASPIM. Behind this nearly stable figure, new money is concentrated in a handful of ...

PEA: Bercy backs down, but the issue of funding limits remains unresolved

PEA: Bercy backs down, but the issue of funding limits remains unresolved

September 1, 2026

The Minister of Public Action and Accounts announced on August 26 that synthetically replicated index funds would remain eligible for the savings plan...

Rental Investment: One in Three French People Will Wait Until 2027 to Make a Decision

Rental Investment: One in Three French People Will Wait Until 2027 to Make a Decision

September 1, 2026

According to a survey published on August 27, 33% of French people acknowledge that the outcome of the presidential election could bring forward or delay their real estate plans. ...

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Latest Articles

One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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