Individuals - Investments - Page 6

Scheduled Life Insurance Redemptions: The Flexible Annuity That Doesn't Say So

Scheduled Life Insurance Redemptions: The Flexible Annuity That Doesn't Say So

March 3, 2026

How can you turn your life insurance policy into a source of supplemental income without canceling the policy or cashing out your entire balance all at once? Scheduled withdrawals offer...

Life Insurance: The Flagship Holds Steady, but Is Undergoing a Profound Transformation

Life Insurance: The Flagship Holds Steady, but Is Undergoing a Profound Transformation

March 3, 2026

With more than 2,100 billion euros in outstanding premiums, life insurance remains the top investment choice for the French. But behind the facade of a product that people believe...

Retirement Savings Plan: The Rise of a Product That Has Become Indispensable

Retirement Savings Plan: The Rise of a Product That Has Become Indispensable

March 3, 2026

More than 12 million French people now hold a PER, with assets totaling more than 130 billion euros. Driven by concerns about their standard of living in retirement...

Employee Savings Plans: A Still Underutilized Tool for Planning for Retirement

Employee Savings Plans: A Still Underutilized Tool for Planning for Retirement

Feb. 24, 2026

Profit-sharing, incentive plans, employer matching: Employee savings plans have long been viewed as a “year-end” bonus. Yet they are one of the tools...

The PER (Retirement Savings Plan) continues to gain momentum

The PER (Retirement Savings Plan) continues to gain momentum

Feb. 24, 2026

The PER (Retirement Savings Plan) continues to gain momentum, with assets under management growing by nearly 20% year-over-year. The Ministry of the Economy reports...

Wealth Management 2026: Personalization, AI, and Geographical Rebalancing

Wealth Management 2026: Personalization, AI, and Geographical Rebalancing

Feb. 3, 2026

By 2026, wealth management will have changed in both scale and nature. According to the "Emerging Trends in Wealth Management 2026" study conducted by MSCI among 2...

PEL: The Quiet End of a Mainstay of Regulated Savings

PEL: The Quiet End of a Mainstay of Regulated Savings

Feb. 3, 2026

A major change—one that has largely gone unnoticed—is on the horizon in the world of regulated savings. Starting in March, the Home Savings Plan (PEL...

When is the best time to open a PER so that it can truly fulfill its purpose?

When is the best time to open a PER so that it can truly fulfill its purpose?

January 20, 2026

A retirement savings plan is neither a miracle product nor simply a tool for year-end tax planning. Its effectiveness depends above all on when it...

Savings 2026: Returns Under Pressure, Stricter Rules

Savings 2026: Returns Under Pressure, Stricter Rules

January 6, 2026

The year 2026 does not mark a sudden change, but rather a gradual tightening of conditions for French savers. A decline in regulated rates, stricter oversight of c...

Working While Retired: The New Restrictions That Are Changing the Game for Seniors

Working While Retired: The New Restrictions That Are Changing the Game for Seniors

January 6, 2026

Although it has received little attention in public debate, the tightening of rules regarding working while receiving a pension marks a major shift. Starting in 2027, working while receiving a pension...

Why the Investment Horizon Is the Most Misunderstood Variable

Why the Investment Horizon Is the Most Misunderstood Variable

Dec. 16, 2025

Investors often talk about returns or risk, but much less frequently about duration. Yet the investment horizon is one of the most...

Economic Violence: Women’s Financial Independence Continues to Decline

Economic Violence: Women’s Financial Independence Continues to Decline

Dec. 2, 2025

An Ifop survey conducted for Crédit Mutuel Alliance Fédérale and the Fédération Nationale Solidarité Femmes reveals a chilling finding: in France, more than one woman in ...

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Latest Articles

One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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