A Streamlined Process for Victims of Car Fires
The government has announced a simplified process for providing compensation to low-income homeowners.
Currently, about 10 to 15 percent of car owners—who often have only third-party liability insurance—find themselves unable to receive coverage from their insurance in the event of damage to their vehicle.
Following the recent urban violence in July 2023, many car owners whose vehicles were set on fire during the riots find themselves in a difficult situation, as they cannot receive compensation from their insurance and are unable to get around or even get to work. To assist those affected, the government has announced a simplified process for compensating low-income vehicle owners.
Specifically, individuals with an annual income of less than €26,050 in 2022 may file a claim with the Commission for the Compensation of Victims of Crime (CIVI). This commission awards compensation of up to €4,602 (ceiling effective as of January 18, 2023). Several criteria must be met. The perpetrator of the offense must be unknown or insolvent. Applicants must be insured, have a valid vehicle inspection, and be unable to obtain adequate compensation for their damages from an insurance company or any other liable party.
The process for obtaining this compensation has been simplified. A preliminary application can be submitted online before filing the application in person or sending it by certified mail with return receipt requested to the district court in the claimant’s place of residence. It is important to include the filed complaint as well as all supporting documentation of the damages sustained.
