Individuals - Life Insurance - Page 3

Disputes Over Life Insurance Contracts: Your Options for Redress

Disputes Over Life Insurance Contracts: Your Options for Redress

April 28, 2026

Duty to disclose, duty to advise, extended right of withdrawal, mediation, legal action: if you disagree with your insurer regarding a contract...

Euro-denominated funds: the comeback of a long-neglected investment

Euro-denominated funds: the comeback of a long-neglected investment

April 14, 2026

After several years of disappointing returns, euro-denominated funds are regaining their appeal. In 2025, their average return reached 2.65%, exceeding...

Tax Returns: What You Need to Know If You Have Life Insurance

Tax Returns: What You Need to Know If You Have Life Insurance

April 14, 2026

Tax filing season is here, and with it comes a host of questions for life insurance policyholders. Do you need to report your gains? ...

Life Insurance: How to Turn Your Savings Into a Steady Income Through Scheduled Redemptions

Life Insurance: How to Turn Your Savings Into a Steady Income Through Scheduled Redemptions

March 31, 2026

Flexible, accessible, and tax-advantaged, life insurance isn't just for saving. When used properly, it can become a source of income...

Inactive Accounts: 164 million euros to be returned in 2025 thanks to Ciclade

Inactive Accounts: 164 million euros to be returned in 2025 thanks to Ciclade

March 24, 2026

Forgotten savings accounts, unclaimed life insurance policies, bank accounts that have been lost track of… Last year, the Caisse des Dépôts returned 164 million euros ...

Financial Stress: When Anxiety About Money Paralyzes the Life Plans of the French

Financial Stress: When Anxiety About Money Paralyzes the Life Plans of the French

March 17, 2026

One in two French people considers money a source of anxiety. The result: postponed decisions, avoided discussions, and a massive shift toward...

Scheduled Life Insurance Redemptions: The Flexible Annuity That Doesn't Say So

Scheduled Life Insurance Redemptions: The Flexible Annuity That Doesn't Say So

March 3, 2026

How can you turn your life insurance policy into a source of supplemental income without canceling the policy or cashing out your entire balance all at once? Scheduled withdrawals offer...

The French Have Never Saved This Much: An Analysis of a Record

The French Have Never Saved This Much: An Analysis of a Record

March 3, 2026

With a savings rate reaching 18% of disposable income in 2025 and household wealth now exceeding 6,500 billion euros, France is...

Life Insurance: The Flagship Holds Steady, but Is Undergoing a Profound Transformation

Life Insurance: The Flagship Holds Steady, but Is Undergoing a Profound Transformation

March 3, 2026

With more than 2,100 billion euros in outstanding premiums, life insurance remains the top investment choice for the French. But behind the facade of a product that people believe...

The PER (Retirement Savings Plan) continues to gain momentum

The PER (Retirement Savings Plan) continues to gain momentum

Feb. 24, 2026

The PER (Retirement Savings Plan) continues to gain momentum, with assets under management growing by nearly 20% year-over-year. The Ministry of the Economy reports...

Can you give away your life insurance policy while you're still alive?

Can you give away your life insurance policy while you're still alive?

Feb. 10, 2026

Life insurance is often touted as the go-to wealth management tool for the French. With nearly 2,100 billion euros in assets under management, it constitutes ...

The Life Insurance Beneficiary Clause: A Comprehensive Guide

The Life Insurance Beneficiary Clause: A Comprehensive Guide

Feb. 10, 2026

The beneficiary clause is the central element of a life insurance policy. It determines who will receive the death benefit upon the policyholder's death, and ...

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One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

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The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

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One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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