Individuals - Life Insurance - Page 9

The French want to consume, spend, and also save

The French want to consume, spend, and also save

May 21, 2024

Following the lockdowns, consumer habits are expected to shift toward greater self-control and a renewed focus on family life, the home...

Why Savers Are Rediscovering Life Insurance

Why Savers Are Rediscovering Life Insurance

May 7, 2024

According to data from France Assureurs released on May 2, savers deposited 3.5 billion euros more into life insurance policies in March than...

How Can We Explain the Success of the PER?

How Can We Explain the Success of the PER?

May 7, 2024

In 2023, the Retirement Savings Plan (PER) reached two major milestones: 10 million account holders and 300 billion euros in contributions...

Life Insurance: How to Report and Optimize Taxes on Your Policy Surrenders in 2023?

Life Insurance: How to Report and Optimize Taxes on Your Policy Surrenders in 2023?

April 30, 2024

Only a surrender in 2023 results in the taxation of proceeds from a life insurance policy. The tax treatment varies depending on when the premiums were paid.

P...

The French continue to hoard money, favoring risk-free investments

The French continue to hoard money, favoring risk-free investments

April 30, 2024

The repercussions of the health crisis, exacerbated by the Russia-Ukraine conflict, continue to influence the savings behavior of the French...

Savings: Why the French Are the Best Off in Europe

Savings: Why the French Are the Best Off in Europe

April 23, 2024

Customers of French banks are better off than their European neighbors in terms of returns on their savings and the cost of their loans...

Is Luxembourg life insurance right for you?

Is Luxembourg life insurance right for you?

April 16, 2024

Luxembourg life insurance appeals to many French people with substantial assets thanks to its security and the variety of investment vehicles it offers...

Life Insurance: Euro-Denominated Funds or Unit-Linked Policies?

Life Insurance: Euro-Denominated Funds or Unit-Linked Policies?

April 16, 2024

Life insurance is a very popular savings option among the French, with nearly 40% of households holding a policy.

On average, they invest 34,0...

Life Insurance in 2023: The Average Rate Is Expected to Reach 2.6%

Life Insurance in 2023: The Average Rate Is Expected to Reach 2.6%

April 9, 2024

As with other financial investments, the inflow of savings into life insurance and retirement savings declined in 2023, and life insurance, excluding savings...

Inheritance Tax: What If You Asked for Payment Arrangements?

Inheritance Tax: What If You Asked for Payment Arrangements?

April 9, 2024

In the context of an inheritance, inheritance tax must be paid upon filing the inheritance tax return, within six months of...

When Unlisted Assets Make Their Way into Life Insurance

When Unlisted Assets Make Their Way into Life Insurance

April 2, 2024

Starting in October 2024, insurance companies will be required to include a minimum proportion of unlisted assets in the investment portfolios of their...

Naked Ownership as a Wealth Management Strategy

Naked Ownership as a Wealth Management Strategy

April 2, 2024

Investing in bare ownership means purchasing real estate without immediate use of the property, as that right remains with the seller, known as the usufructuary...

Displaying items 97–108 of 136

Latest Articles

One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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