Individuals - Taxation - Page 23

Gifting Money: The Usufruct Reserve in Question

Gifting Money: The Usufruct Reserve in Question

Dec. 5, 2023

The Committee on Tax Abuse was asked to rule on a transaction involving the donation of a sum of money with a reservation of usufruct. Analysis and commentary...

How to Give Money as a Holiday Gift Without Tax Consequences

How to Give Money as a Holiday Gift Without Tax Consequences

Nov. 28, 2023

For one in three French people, the ideal Christmas gift is money. But be careful—when it comes to giving money, not everything is allowed. Because the tax authorities are watching...

Retirement: Who Will Be Exempt from the CSG on Pensions in 2024?

Retirement: Who Will Be Exempt from the CSG on Pensions in 2024?

Nov. 28, 2023

Some seniors are exempt from the General Social Contribution (CSG) on their pensions, subject to their taxable income...

Mortgages: Who Is Eligible for the Interest-Free Loan (PTZ)?

Mortgages: Who Is Eligible for the Interest-Free Loan (PTZ)?

November 21, 2023

Becoming a homeowner has rarely been so difficult: according to the latest figures from the Observatoire Crédit Logement CSA, the number of loans granted has been...

No renovation incentive for real estate investment companies

No renovation incentive for real estate investment companies

November 21, 2023

The government recently clarified that real estate investment companies (SCIs) are not eligible for the MaprimeRenov' program.

It emphasized that the ...

2024 IFI Reform: New Provisions for SCIs

2024 IFI Reform: New Provisions for SCIs

November 21, 2023

A significant amendment was made to the 2024 budget bill, putting an end to tax optimization strategies applied to real estate holdings...

Stronger Oversight of PEL and CEL Accounts

Stronger Oversight of PEL and CEL Accounts

November 21, 2023

In order to prevent any abuse in which savers might hold multiple PEL or CEL accounts to receive the government bonus multiple times, or even in an improper manner...

Real Estate: What Do the French Really Want?

Real Estate: What Do the French Really Want?

Nov. 14, 2023

The dream of homeownership persists, even though new ways of becoming a homeowner have not generated the enthusiasm that was hoped for.

For the fourth...

Why the French Say They Are Very Concerned About Their Retirement

Why the French Say They Are Very Concerned About Their Retirement

Nov. 14, 2023

Business owners, factory workers, and farmers are among those most concerned about their retirement. A study conducted by Mon Petit Plac...

Taxation: Three More Years for Coluche Donations

Taxation: Three More Years for Coluche Donations

Nov. 14, 2023

An amendment to the budget bill extended the tax deduction for so-called “Coluche” donations through 2026.

These...

Why do the French invest so little in private retirement savings funds?

Why do the French invest so little in private retirement savings funds?

Nov. 14, 2023

According to data collected by Hellosafe, with 18% of French people saying they invest in a private savings fund, our country ranks among the European countries...

What is the distinction between a gift of use and a direct gift?

What is the distinction between a gift of use and a direct gift?

Nov. 7, 2023

The distinction between a manual gift and a customary gift is therefore important under civil law, since the former is subject to clawback from the estate of the person who made it...

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One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

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A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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