Individuals - Retirement - Page 6

The Retirement Savings Plan in the Face of Tax Challenges

The Retirement Savings Plan in the Face of Tax Challenges

Nov. 19, 2024

The Retirement Savings Plan (PER), often used as part of a life insurance policy, offers attractive tax benefits, particularly with regard to the transfer of...

Divorce: How Can Retirement Savings Accounts Be Handled Fairly?

Divorce: How Can Retirement Savings Accounts Be Handled Fairly?

Nov. 19, 2024

In a recent ruling, the Court of Cassation clarified how retirement savings contracts should be handled in the event of a divorce, particularly when...

The outlook for the retirement savings plan (PER) is clouding over a bit more

The outlook for the retirement savings plan (PER) is clouding over a bit more

Nov. 12, 2024

On November 7, the Court of Auditors issued a report recommending that the scope of the tax benefit associated with the PER be narrowed, in particular by revising the po...

Retirement: Why Don't Executives Buy Back More Quarters?

Retirement: Why Don't Executives Buy Back More Quarters?

Nov. 12, 2024

Although executives can buy back up to twelve quarters of graduate study, the high cost of doing so makes this option unattractive. More...

Life Insurance: Fall Brings New Life to the French People's Favorite Investment

Life Insurance: Fall Brings New Life to the French People's Favorite Investment

Nov. 5, 2024

In September, net inflows into life insurance reached 2.5 billion euros, according to France Assureurs, compared with 782 million euros in August and 1.9 milli...

The True Cost of a Potential Repeal of the Pension Reform

The True Cost of a Potential Repeal of the Pension Reform

October 29, 2024

Repealing the pension reform could have significant financial repercussions for the pension system. According to estimates, the d...

Our Tips for Choosing a Retirement Savings Plan (PER)

Our Tips for Choosing a Retirement Savings Plan (PER)

October 29, 2024

The Retirement Savings Plan (PER) has become an essential tool for retirement planning, thanks to its flexibility and tax benefits. However...

Pensions: Income Tax Reform to Promote Equality

Pensions: Income Tax Reform to Promote Equality

October 29, 2024

Against the backdrop of a tight budget, the Council on Compulsory Levies (CPO) has recommended strengthening tax equality among French citizens with regard to income tax...

Investing in Bare Ownership: Retirement Through Real Estate Capitalization

Investing in Bare Ownership: Retirement Through Real Estate Capitalization

October 22, 2024

Among the options available today for saving for retirement through a capital accumulation plan, investing in bare ownership offers an opportunity ...

Retirement Savings: The Key Role of Voluntary Savings

Retirement Savings: The Key Role of Voluntary Savings

October 22, 2024

UBS's recent International Pension Gap Index study compares the pension systems of 25 markets based on the voluntary savings contributions required of...

France ranks 19th in a ranking of the world's best pension systems

France ranks 19th in a ranking of the world's best pension systems

October 22, 2024

France ranks 19th in a ranking of the world's best pension systems, which includes 48 countries. The Netherlands tops the list, s...

How much will pensions for private-sector employees increase?

How much will pensions for private-sector employees increase?

October 15, 2024

The social partners will increase supplemental pensions for private-sector employees (Agirc-Arrco) by between 1.5% and 1.7%

The social partners...

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One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

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The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

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September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

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September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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