Individual - Retirement

Retirement: Private-sector employees will lose nearly half their income

Retirement: Private-sector employees will lose nearly half their income

September 15, 2026

The average replacement rate—that is, the percentage of one’s final salary retained upon retirement—stands at 75% for a non-executive employee and 51.5% for...

Retirement: What's Changing for Parents as of September 1

Retirement: What's Changing for Parents as of September 1

September 1, 2026

Two decrees dated July 29 apply to pensions effective as of September 1. The average annual salary will be calculated based on twenty-four or twenty...

Life Insurance: The Best Half-Year in Twenty Years

Life Insurance: The Best Half-Year in Twenty Years

September 1, 2026

Net inflows of 36.5 billion euros from January through June—a level not seen since 2006—and 2,162 billion in assets under management as of the end of June. Euro-denominated funds are once again...

Employee Savings Plans: 229 billion that no one really manages

Employee Savings Plans: 229 billion that no one really manages

September 1, 2026

The total value of employee savings and corporate pension plans reached 229.4 billion euros at the end of 2025, up 14.7 percent, benefiting 13.2 million people...

CAC 40 Pensions: €12 Billion in Liabilities Wiped Out by Rising Interest Rates

CAC 40 Pensions: €12 Billion in Liabilities Wiped Out by Rising Interest Rates

July 21, 2026

The pension liabilities of CAC 40 companies have fallen by more than 12 billion euros in one year, to 157.6 billion, according to the annual survey by the...

PER: A Tax Advantage to Help You Prepare for Retirement

PER: A Tax Advantage to Help You Prepare for Retirement

July 14, 2026

Retirement is almost always accompanied by a drop in income: a manager often receives only 50 percent of their final salary, while a self-employed person...

Investing 50,000 euros: One in two young people would turn to a financial advisor

Investing 50,000 euros: One in two young people would turn to a financial advisor

July 7, 2026

The first CORUM L'Épargne Barometer shows that financial confidence is rebounding among young people: wealth management advice is gaining ground as the amount...

Faced with uncertainty, family offices are still betting on private equity and turning to Europe

Faced with uncertainty, family offices are still betting on private equity and turning to Europe

July 7, 2026

The 11th AFFO Barometer, conducted in partnership with EY, reveals that high-net-worth individuals are becoming more selective and diversified: unlisted stocks remain their primary asset class...

CAC 40 Pensions: 12 billion euros in liabilities vanished in one year

CAC 40 Pensions: 12 billion euros in liabilities vanished in one year

July 7, 2026

The CAC 40 barometer from the Galea consulting firm highlights a trend that has gone largely unnoticed: the rise in discount rates has caused pension liabilities to plummet...

Unemployment Insurance: No Increase in Benefits Effective July 1

Unemployment Insurance: No Increase in Benefits Effective July 1

July 7, 2026

Due to a lack of a majority on the Unédic board of directors, unemployment benefits will not be adjusted as of July 1, 2026. The daily amounts ...

Estate Planning: Couples Want to Protect Their Partners, but Are Poor at Planning for Death

Estate Planning: Couples Want to Protect Their Partners, but Are Poor at Planning for Death

July 7, 2026

An Elabe study commissioned by OCIRP describes a couple that is more independent and less codependent, capable of talking about money and death, but that does little to prepare for the consequences...

Financial literacy is being introduced in middle school: but who teaches adults?

Financial literacy is being introduced in middle school: but who teaches adults?

June 30, 2026

At the start of the 2026 school year, the Educfi passport will be rolled out to all 4ᵉ-grade classes. This is a welcome step forward, but it also serves as a mirror: if we consider it useful to...

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One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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