Individuals - Investments - Page 13

Application Fees for Consumer Loans: Everything You Need to Know

Application Fees for Consumer Loans: Everything You Need to Know

July 16, 2024

When you take out a consumer loan, your bank may charge you an application fee in addition to interest and insurance. These fees ...

The Paris real estate market remains dominated by Americans

The Paris real estate market remains dominated by Americans

July 16, 2024

Paris continues to attract foreign buyers looking for real estate. In 2023, people from 62 different countries purchased property in the French capital...

PER: An annuity or a lump-sum payment—which should you choose?

PER: An annuity or a lump-sum payment—which should you choose?

July 9, 2024

As of October 1, 2019, the Retirement Savings Plan (PER) has replaced other individual and group retirement savings products. The PER is available in various forms...

The Climate Future Savings Plan (PEAC): A New Savings Product Designed for Young People

The Climate Future Savings Plan (PEAC): A New Savings Product Designed for Young People

July 2, 2024

Starting July 1, 2024, young people under the age of 21 will be able to take advantage of a new savings product, the Climate Future Savings Plan (PEAC).

Ini...

Explore the regional savings barometer for France

Explore the regional savings barometer for France

July 2, 2024

Yomoni recently published its new regional savings barometer for France, a comparative infographic that shows trends in savings within ...

What You Need to Know Before Getting Started with Crowdfunding

What You Need to Know Before Getting Started with Crowdfunding

June 11, 2024

Crowdfunding is an increasingly popular investment option among individuals. However, before getting started...

Why might the LEP pay rate decrease?

Why might the LEP pay rate decrease?

June 11, 2024

The interest rate on the Livret d'épargne populaire (LEP) could drop on August 1, 2024, due to the ongoing slowdown in inflation. Currently at 5.00%, the ...

Under the law, even a dilapidated building justifies residential rent

Under the law, even a dilapidated building justifies residential rent

May 7, 2024

A recent ruling by the Court of Cassation held that the poor condition of a building is not a valid argument for exempting someone who uses it alone...

The French continue to hoard money, favoring risk-free investments

The French continue to hoard money, favoring risk-free investments

April 30, 2024

The repercussions of the health crisis, exacerbated by the Russia-Ukraine conflict, continue to influence the savings behavior of the French...

When Unlisted Assets Make Their Way into Life Insurance

When Unlisted Assets Make Their Way into Life Insurance

April 2, 2024

Starting in October 2024, insurance companies will be required to include a minimum proportion of unlisted assets in the investment portfolios of their...

Are you among the wealthiest people in France?

Are you among the wealthiest people in France?

April 2, 2024

Many French people wonder how much they need to earn each month to be considered well-off. According to a recent study by L'Observatoire des i...

A Week to Learn Everything About Employee Savings Plans

A Week to Learn Everything About Employee Savings Plans

March 26, 2024

Every year, a week is dedicated to employee savings plans. It’s an opportunity to highlight companies’ initiatives and gain a better understanding of the options available...

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Latest Articles

One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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