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PER: Why It Will Remain a Safe Bet in 2024

PER: Why It Will Remain a Safe Bet in 2024

January 30, 2024

In 2024, the tax deduction limit for the individual PER is 35,194 euros. This makes it the best tax-saving tool this year.

The Savings Plan...

Why are banks requiring homebuyers to make larger down payments?

Why are banks requiring homebuyers to make larger down payments?

January 30, 2024

According to the Century 21 network, the record for the average down payment was broken in 2023, and banks are tightening lending requirements.

89 345 ...

French Net Worth Rises 390% Over 30 Years

French Net Worth Rises 390% Over 30 Years

January 30, 2024

The growth in the financial assets of French residents has reached 390% over the past three decades.

According to a survey conducted by economists...

Why the Lemoine Act Has Had a Significant Impact on Customers

Why the Lemoine Act Has Had a Significant Impact on Customers

January 30, 2024

MetLife France, which has specialized in individual life and health insurance and credit insurance for 50 years, has released the results of its Loan Insurance Barometer...

Why the Court of Auditors Wants to Exercise Greater Oversight of the IFI

Why the Court of Auditors Wants to Exercise Greater Oversight of the IFI

January 30, 2024

The Court of Auditors has released its final observations on the real estate wealth tax, notably highlighting the need to increase audits.

...

The Tax Authority's New Methods for Tracking Down Tax Evaders

The Tax Authority's New Methods for Tracking Down Tax Evaders

January 30, 2024

A decree currently being drafted, which is set to take effect soon, will formalize new methods approved by Parliament in the fall of 2023 for investigating...

Will the "right to make a mistake" soon go into effect?

Will the "right to make a mistake" soon go into effect?

January 30, 2024

Since the adoption of the 2024 budget law in the fall of 2023, any taxpayer facing an error by the tax authorities regarding the tax base or...

Over the course of a year, the total purchasable area in France decreased by 2.5 m²

Over the course of a year, the total purchasable area in France decreased by 2.5 m²

January 30, 2024

According to data from the Crédit Logement CSA Barometer, the average living space available for purchase in France has decreased by 2.5 m² over the past year. Here’s why.
...

Energy Audit: New Version Effective April 1, 2024

Energy Audit: New Version Effective April 1, 2024

January 29, 2024

The audit must be attached to the sales contracts for the least energy-efficient homes (those classified as F and G on the energy performance certificate)...

Purchasing a Quarter of Coverage for Retirement: Which Scale Should Be Used?

Purchasing a Quarter of Coverage for Retirement: Which Scale Should Be Used?

January 23, 2024

The Cnav has just published the buyback rate for basic retirement contribution quarters for the year 2024. As usual, this rate takes into account...

Credit: Mortgage Rates Are Plummeting

Credit: Mortgage Rates Are Plummeting

January 23, 2024

During the last quarter of 2023, the average interest rate on loans in the competitive sector, excluding insurance and the cost of collateral, stood at ...

Why do the euro-denominated funds in PERs yield higher returns than those in life insurance policies?

Why do the euro-denominated funds in PERs yield higher returns than those in life insurance policies?

January 23, 2024

According to a recent analysis conducted by the specialized website Good Value for Money, which focuses on personal insurance and financial investments, the funds...

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Latest Articles

One in four first-time homebuyers buys a home with money from their family

One in four first-time homebuyers buys a home with money from their family

September 15, 2026

The first Nestenn Observatory on Real Estate Trajectories puts a number on a practice that everyone is familiar with but doesn't measure: 26.1% of first-time homebuyers...

European ETFs Have Seen Two Consecutive Months of Record Inflows

European ETFs Have Seen Two Consecutive Months of Record Inflows

September 15, 2026

After a record July at 49.4 billion euros, the market for Europe-based exchange-traded funds saw inflows of 43 billion euros in subscriptions...

One-third of French people have dipped into their savings to make ends meet

One-third of French people have dipped into their savings to make ends meet

September 15, 2026

A study conducted for XTB France by TGM Research examines the trade-offs households are making as the school year begins. The figure of interest to investors...

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